For Individual

An Individual Health Insurance Policy covers the healthcare expenses of an individual and his/her family members up to a specified amount, applicable for each individual separately, all at a cost far lesser than what the individual would have to pay for a single hospitalization if they weren’t insured.  Individual Health Insurance is different from Family Health insurance in a way that in individual health insurance each member is covered for a specific amount, unlike Family health insurance where there is a common amount available for the entire family. 

Individual Health Insurance works best for large families or for families with Senior parents as family floater policies Sum Assured may not be sufficient to cover all the members. It is also best suited for earning bachelors who have crossed the age to get covered under Family Insurance.

Coverage for medical expenses includes:

  • In-Patient and Daycare Treatment Expenses
  • Hospitalization Daily Allowance (Optional)
  • Ambulance Cover
  • Room Rent Expenses (Check the limit before finalizing the Plan)
  • ICU Expenses (Check the limit before finalizing the Plan)
  • Pre and Post hospitalization expenses (duration varies from plan to plan)
  • Organ Donor Expenses (Varies from Company to Company)

Benefits:

  • Cashless Claim Service
  • Benefits under Section 80D of the Income Tax Act
  • Family Floater and Family Non-Floater Options Available 
  • Flexible Plans: Metro, Semi Metro & Rest of India

Our Offerings: